For better or worse, you find yourself in a divorce and need to buy or sell your real estate in Maine.
Maybe the divorce is a good thing in the long run but housing for the kids, yourself. So no one has to sleep in their car, couch surf. Or make too many transitions.
To maintain a sense of home if the one you are in is not the one you will be getting your mail from here on out.
Divorce is crazy whether moving out of the family home happens or not.
But most of us are at some time in our life today the statistics show.
The fine line between love and hate and just overall feeling of despair.
Sadness, a sense of failure and where do we go now that life plans tilted sideways. It lingers in the air and we hear, see, sense it as we list to sell a property. And when put to work to find a new set of rooms, roof and floor, backyard for the new real estate in Maine property listing buyer.
The stakes are high in divorce. Because kids are involved, the mixed loyalties back and forth. And sadly the kids, the extended family get brought into the fray in the not always so friendly cross fire. Working with your "co-parent".
The mother in law and others who are forced to pick sides if they don't maintain "Switzerland" status for the kid's sake.
If you own a home, or have title but a mortgage lien tacked on for a monthly payment, you can not sell it. Without everyone on the deed listed as grantee from back when it was purchased agreeing to become a grantor.
Making any decision with a new fresh ex or one that will be after being bloodied up in court is difficult.
Trying to smooth things out takes time.
Unless you are one of the lucky ones where everyone still gets along after the road ahead splits sharply. Stays cordial, sits together at family fuctions which makes the kids beam. Not worry about the tension, electricity that is in the highly charged air.
Divorce and a home sale, division of real estate that involves a family. It continues to be a slippery slope in day to day interaction for years to come for many. Our role as a real estate broker is divorce and it's affect on the property listings, usually a home sale.
So how about buying real estate in Maine during a divorce. Can you? Should you? Talk to a local Maine attorney.
A bank if a loan is being made on the new castle wants to see that divorce decree. Even if you are 100% certain the chips will fall a certain way in the marital division of assets, expenses, future obligations.
Many of the homes in Maine sold to one half of the divorcing couple are put in Mom, Dad, Grampy or Gram's name.
Or a better off than most uncle or aunt steps in to take the title to the new home. That will be transferred to the family member needing a home. As soon as the ink is dry, the divorce degree judgement is recorded and on file at the local court house. Where the knot untying officially happens.
And everyone continues the journey to get on with their life to get those kids raised or our battered and bruised self esteem back in check.
Things go more wrinkle free in a divorce when there is a split and no new boyfriends or girlfriends.Or when there are no his, hers, ours for kids. Sadness and a sense of failure are a given but children add greatly to the pain and suffering dimension.
Selling real estate, a Maine home during a divorce can happen. If everything is agreed to with legal beagles scanning the paperwork, court orders, motions. And put in writing on what happens after the sale with any proceeds.
A bank, the lender with the mortgage on the Maine home of a divorcing couple is only concerned about those payments. The property taxes, house insurance being kept current. Pretty Vulcan and Spock like about the matter. Keeping everything at the bank in the black, not running in the red.
Partial releases if a big acreage is involved to have a series of sales if they don't trigger a subdivision come into play. A Maine real estate professional that has been through divorce, that knows his or her way around the financial circles and is skilled at marketing can guide the process.
Sensitivity to the parties, their kids is key in a divorce in Maine.
But keeping everyone on task and trying to limit the tendency of both partners that may want to spill some venom.
To paint the picture black concerning the other to maybe help justify the divorce.
Which always begs the issue that if you loved him, her so much how can they be so awful now? What happened to change all that.
Affairs of the heart, greener grass, mid life crisis, being hurt at work or in an accident can change everything in life.
As a Maine real estate broker, a REALTOR it is not my place to judge the parties but to help them. Assist any way I can in the mission to buy a home, sell a house or whatever the job demands. Same with estate sales where sometimes squabbling adds to the tension. Salt to the wound.
Can one member of a divorce swing the payments on the existing, old home in Maine?
Is there a new significant other in the picture that takes up the slack to allow the house boat to stay a float. Often it is we have to sell the Maine home.
Do the best we can with the sale proceeds of the Maine home or working a short sale if upside down and each party starts a new. In apartments,house setting or moving back home with Gram or Gramp happens.
Transition adjustment is hard for everyone but once acceptance is reached in the grieving process, it is a short list of options.
Pick the best for the family and keep moving to get under new shelter.
Divorce, buying or selling a property in Maine. Local banks in Maine can help see what the numbers allow and can help move the ball along. But not if one lawyer in a divorce says don't pay this, don't pay that. And the folks owed money report the delay in payment and it dings your credit badly.
Just like when you are pre-approved for a Maine home loan, the advice to those in a divorce court proceeding are advised to not enter into more financial debt, don't buy a new car, keep the same job and keep your nose clean.
Here to help! Lots of our out of state Maine real estate buyers are starting over. Heading into a new chapter of life. Reach out and connect. If you find yourself in a divorce or survived one and now need to buy or sell real estate, maybe a new home in Maine.
MOOERS REALTY 69 North Street Houlton Maine 04730